{"id":20879,"date":"2023-02-08T19:21:39","date_gmt":"2023-02-08T19:21:39","guid":{"rendered":"https:\/\/imatsolutions.com\/\/?p=20879"},"modified":"2025-11-03T17:48:03","modified_gmt":"2025-11-03T17:48:03","slug":"how-clinical-health-data-can-help-life-insurance-providers","status":"publish","type":"post","link":"https:\/\/imatsolutions.com\/index.php\/2023\/02\/how-clinical-health-data-can-help-life-insurance-providers\/","title":{"rendered":"How Clinical Health Data Can Help Life Insurance Providers"},"content":{"rendered":"

In the life insurance sector, actuaries play a critical role in leveraging statistical analysis for developing annuity and life insurance policies for individuals and groups. <\/p>\n

This involves analyzing and estimating how long someone is expected to live, based on a wide-range of factors \u2013 with the goal of minimizing the risk for the life insurance provider.<\/p>\n

When it comes to analyzing the health of a potential new policyholder, life insurance actuaries typically leveraged data from health insurance claims. However, there is an emerging effort where life insurance providers are beginning to analyze<\/a> the clinical and EHR data of potential policyholders. <\/p>\n

According to this recent CB Insights study<\/a>, EHR platforms enable underwriters to supplement existing underwriting data with new health data that they have traditionally only been able to obtain from in-person physician visits.<\/p>\n

This data comes from health data aggregation solutions, which can now provide access to key clinical data for providing a more comprehensive picture of a potential policyholder\u2019s health status.<\/p>\n

To meet these needs, IMAT Solutions has capitalized on existing clinical data integration competencies and extended the Data-as-a-Service (DaaS)<\/a> offering into the life insurance sector by providing back-end data aggregation services that provide a comprehensive view of all structured and unstructured health data.<\/p>\n

The benefits of leveraging clinical data for life insurance include improved risk assessments and risk modeling, streamlined underwriting and enhanced policyholder experiences. <\/p>\n

Are you a life insurance provider looking to minimize risk though leveraging clinical data? Please contact IMAT<\/a> Solutions today for an initial consultation.<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"

In the life insurance sector, actuaries play a critical role in leveraging statistical analysis for developing annuity and life insurance policies for individuals and groups. This involves analyzing and estimating how long someone is expected to live, based on a wide-range of factors \u2013 with the goal of minimizing the risk for the life insurance provider. When it comes to analyzing the health of a potential new policyholder, life insurance actuaries typically leveraged data from…<\/p>\n","protected":false},"author":8,"featured_media":20881,"comment_status":"closed","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[221],"tags":[],"class_list":["post-20879","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-payers"],"acf":[],"yoast_head":"\nHow Clinical Health Data Can Help Life Insurance Providers - IMAT Solutions<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/imatsolutions.com\/index.php\/2023\/02\/how-clinical-health-data-can-help-life-insurance-providers\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"How Clinical Health Data Can Help Life Insurance Providers - IMAT Solutions\" \/>\n<meta property=\"og:description\" content=\"In the life insurance sector, actuaries play a critical role in leveraging statistical analysis for developing annuity and life insurance policies for individuals and groups. This involves analyzing and estimating how long someone is expected to live, based on a wide-range of factors \u2013 with the goal of minimizing the risk for the life insurance provider. When it comes to analyzing the health of a potential new policyholder, life insurance actuaries typically leveraged data from...\" \/>\n<meta property=\"og:url\" content=\"https:\/\/imatsolutions.com\/index.php\/2023\/02\/how-clinical-health-data-can-help-life-insurance-providers\/\" \/>\n<meta property=\"og:site_name\" content=\"IMAT Solutions\" \/>\n<meta property=\"article:published_time\" content=\"2023-02-08T19:21:39+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2025-11-03T17:48:03+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/imatsolutions.com\/wp-content\/uploads\/2023\/02\/2_8_23.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1000\" \/>\n\t<meta property=\"og:image:height\" content=\"409\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"DesignWorks\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"DesignWorks\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"1 minute\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/imatsolutions.com\\\/index.php\\\/2023\\\/02\\\/how-clinical-health-data-can-help-life-insurance-providers\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/imatsolutions.com\\\/index.php\\\/2023\\\/02\\\/how-clinical-health-data-can-help-life-insurance-providers\\\/\"},\"author\":{\"name\":\"DesignWorks\",\"@id\":\"https:\\\/\\\/imatsolutions.com\\\/#\\\/schema\\\/person\\\/ae479a389a9bf11edb319c1000cec124\"},\"headline\":\"How Clinical Health Data Can Help Life Insurance Providers\",\"datePublished\":\"2023-02-08T19:21:39+00:00\",\"dateModified\":\"2025-11-03T17:48:03+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/imatsolutions.com\\\/index.php\\\/2023\\\/02\\\/how-clinical-health-data-can-help-life-insurance-providers\\\/\"},\"wordCount\":259,\"publisher\":{\"@id\":\"https:\\\/\\\/imatsolutions.com\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/imatsolutions.com\\\/index.php\\\/2023\\\/02\\\/how-clinical-health-data-can-help-life-insurance-providers\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/imatsolutions.com\\\/wp-content\\\/uploads\\\/2023\\\/02\\\/2_8_23.jpg\",\"articleSection\":[\"Health Payers\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/imatsolutions.com\\\/index.php\\\/2023\\\/02\\\/how-clinical-health-data-can-help-life-insurance-providers\\\/\",\"url\":\"https:\\\/\\\/imatsolutions.com\\\/index.php\\\/2023\\\/02\\\/how-clinical-health-data-can-help-life-insurance-providers\\\/\",\"name\":\"How Clinical Health Data Can Help Life Insurance Providers - IMAT Solutions\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/imatsolutions.com\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/imatsolutions.com\\\/index.php\\\/2023\\\/02\\\/how-clinical-health-data-can-help-life-insurance-providers\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/imatsolutions.com\\\/index.php\\\/2023\\\/02\\\/how-clinical-health-data-can-help-life-insurance-providers\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/imatsolutions.com\\\/wp-content\\\/uploads\\\/2023\\\/02\\\/2_8_23.jpg\",\"datePublished\":\"2023-02-08T19:21:39+00:00\",\"dateModified\":\"2025-11-03T17:48:03+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/imatsolutions.com\\\/index.php\\\/2023\\\/02\\\/how-clinical-health-data-can-help-life-insurance-providers\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/imatsolutions.com\\\/index.php\\\/2023\\\/02\\\/how-clinical-health-data-can-help-life-insurance-providers\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/imatsolutions.com\\\/index.php\\\/2023\\\/02\\\/how-clinical-health-data-can-help-life-insurance-providers\\\/#primaryimage\",\"url\":\"https:\\\/\\\/imatsolutions.com\\\/wp-content\\\/uploads\\\/2023\\\/02\\\/2_8_23.jpg\",\"contentUrl\":\"https:\\\/\\\/imatsolutions.com\\\/wp-content\\\/uploads\\\/2023\\\/02\\\/2_8_23.jpg\",\"width\":1000,\"height\":409},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/imatsolutions.com\\\/index.php\\\/2023\\\/02\\\/how-clinical-health-data-can-help-life-insurance-providers\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/imatsolutions.com\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"How Clinical Health Data Can Help Life Insurance Providers\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/imatsolutions.com\\\/#website\",\"url\":\"https:\\\/\\\/imatsolutions.com\\\/\",\"name\":\"IMAT Solutions\",\"description\":\"IMAT Solutions is a new, disruptive medical data management and decision support company. Every day, our software processes tens of millions of records to help 30,000 healthcare professionals working for 2,000 Health Information Exchanges, Accountable Care Organizations, Medical Homes, hospitals and clinics to provide the best possible healthcare to almost 20 million patients.\",\"publisher\":{\"@id\":\"https:\\\/\\\/imatsolutions.com\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/imatsolutions.com\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/imatsolutions.com\\\/#organization\",\"name\":\"IMAT Solutions\",\"url\":\"https:\\\/\\\/imatsolutions.com\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/imatsolutions.com\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/imatsolutions.com\\\/wp-content\\\/uploads\\\/2015\\\/09\\\/imat-solutions-logo-xlarge-e1442267651375.png\",\"contentUrl\":\"https:\\\/\\\/imatsolutions.com\\\/wp-content\\\/uploads\\\/2015\\\/09\\\/imat-solutions-logo-xlarge-e1442267651375.png\",\"width\":473,\"height\":202,\"caption\":\"IMAT Solutions\"},\"image\":{\"@id\":\"https:\\\/\\\/imatsolutions.com\\\/#\\\/schema\\\/logo\\\/image\\\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/imatsolutions.com\\\/#\\\/schema\\\/person\\\/ae479a389a9bf11edb319c1000cec124\",\"name\":\"DesignWorks\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/430650b8828071c3a0a7a79edaea69ae4e03ab9eb6cf83eaea0f521929e052f3?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/430650b8828071c3a0a7a79edaea69ae4e03ab9eb6cf83eaea0f521929e052f3?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/430650b8828071c3a0a7a79edaea69ae4e03ab9eb6cf83eaea0f521929e052f3?s=96&d=mm&r=g\",\"caption\":\"DesignWorks\"},\"url\":\"https:\\\/\\\/imatsolutions.com\\\/index.php\\\/author\\\/dwaysad\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"How Clinical Health Data Can Help Life Insurance Providers - IMAT Solutions","robots":{"index":"index","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"canonical":"https:\/\/imatsolutions.com\/index.php\/2023\/02\/how-clinical-health-data-can-help-life-insurance-providers\/","og_locale":"en_US","og_type":"article","og_title":"How Clinical Health Data Can Help Life Insurance Providers - IMAT Solutions","og_description":"In the life insurance sector, actuaries play a critical role in leveraging statistical analysis for developing annuity and life insurance policies for individuals and groups. This involves analyzing and estimating how long someone is expected to live, based on a wide-range of factors \u2013 with the goal of minimizing the risk for the life insurance provider. When it comes to analyzing the health of a potential new policyholder, life insurance actuaries typically leveraged data from...","og_url":"https:\/\/imatsolutions.com\/index.php\/2023\/02\/how-clinical-health-data-can-help-life-insurance-providers\/","og_site_name":"IMAT Solutions","article_published_time":"2023-02-08T19:21:39+00:00","article_modified_time":"2025-11-03T17:48:03+00:00","og_image":[{"width":1000,"height":409,"url":"https:\/\/imatsolutions.com\/wp-content\/uploads\/2023\/02\/2_8_23.jpg","type":"image\/jpeg"}],"author":"DesignWorks","twitter_card":"summary_large_image","twitter_misc":{"Written by":"DesignWorks","Est. reading time":"1 minute"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/imatsolutions.com\/index.php\/2023\/02\/how-clinical-health-data-can-help-life-insurance-providers\/#article","isPartOf":{"@id":"https:\/\/imatsolutions.com\/index.php\/2023\/02\/how-clinical-health-data-can-help-life-insurance-providers\/"},"author":{"name":"DesignWorks","@id":"https:\/\/imatsolutions.com\/#\/schema\/person\/ae479a389a9bf11edb319c1000cec124"},"headline":"How Clinical Health Data Can Help Life Insurance Providers","datePublished":"2023-02-08T19:21:39+00:00","dateModified":"2025-11-03T17:48:03+00:00","mainEntityOfPage":{"@id":"https:\/\/imatsolutions.com\/index.php\/2023\/02\/how-clinical-health-data-can-help-life-insurance-providers\/"},"wordCount":259,"publisher":{"@id":"https:\/\/imatsolutions.com\/#organization"},"image":{"@id":"https:\/\/imatsolutions.com\/index.php\/2023\/02\/how-clinical-health-data-can-help-life-insurance-providers\/#primaryimage"},"thumbnailUrl":"https:\/\/imatsolutions.com\/wp-content\/uploads\/2023\/02\/2_8_23.jpg","articleSection":["Health Payers"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/imatsolutions.com\/index.php\/2023\/02\/how-clinical-health-data-can-help-life-insurance-providers\/","url":"https:\/\/imatsolutions.com\/index.php\/2023\/02\/how-clinical-health-data-can-help-life-insurance-providers\/","name":"How Clinical Health Data Can Help Life Insurance Providers - IMAT Solutions","isPartOf":{"@id":"https:\/\/imatsolutions.com\/#website"},"primaryImageOfPage":{"@id":"https:\/\/imatsolutions.com\/index.php\/2023\/02\/how-clinical-health-data-can-help-life-insurance-providers\/#primaryimage"},"image":{"@id":"https:\/\/imatsolutions.com\/index.php\/2023\/02\/how-clinical-health-data-can-help-life-insurance-providers\/#primaryimage"},"thumbnailUrl":"https:\/\/imatsolutions.com\/wp-content\/uploads\/2023\/02\/2_8_23.jpg","datePublished":"2023-02-08T19:21:39+00:00","dateModified":"2025-11-03T17:48:03+00:00","breadcrumb":{"@id":"https:\/\/imatsolutions.com\/index.php\/2023\/02\/how-clinical-health-data-can-help-life-insurance-providers\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/imatsolutions.com\/index.php\/2023\/02\/how-clinical-health-data-can-help-life-insurance-providers\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/imatsolutions.com\/index.php\/2023\/02\/how-clinical-health-data-can-help-life-insurance-providers\/#primaryimage","url":"https:\/\/imatsolutions.com\/wp-content\/uploads\/2023\/02\/2_8_23.jpg","contentUrl":"https:\/\/imatsolutions.com\/wp-content\/uploads\/2023\/02\/2_8_23.jpg","width":1000,"height":409},{"@type":"BreadcrumbList","@id":"https:\/\/imatsolutions.com\/index.php\/2023\/02\/how-clinical-health-data-can-help-life-insurance-providers\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/imatsolutions.com\/"},{"@type":"ListItem","position":2,"name":"How Clinical Health Data Can Help Life Insurance Providers"}]},{"@type":"WebSite","@id":"https:\/\/imatsolutions.com\/#website","url":"https:\/\/imatsolutions.com\/","name":"IMAT Solutions","description":"IMAT Solutions is a new, disruptive medical data management and decision support company. Every day, our software processes tens of millions of records to help 30,000 healthcare professionals working for 2,000 Health Information Exchanges, Accountable Care Organizations, Medical Homes, hospitals and clinics to provide the best possible healthcare to almost 20 million patients.","publisher":{"@id":"https:\/\/imatsolutions.com\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/imatsolutions.com\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/imatsolutions.com\/#organization","name":"IMAT Solutions","url":"https:\/\/imatsolutions.com\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/imatsolutions.com\/#\/schema\/logo\/image\/","url":"https:\/\/imatsolutions.com\/wp-content\/uploads\/2015\/09\/imat-solutions-logo-xlarge-e1442267651375.png","contentUrl":"https:\/\/imatsolutions.com\/wp-content\/uploads\/2015\/09\/imat-solutions-logo-xlarge-e1442267651375.png","width":473,"height":202,"caption":"IMAT Solutions"},"image":{"@id":"https:\/\/imatsolutions.com\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/imatsolutions.com\/#\/schema\/person\/ae479a389a9bf11edb319c1000cec124","name":"DesignWorks","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/secure.gravatar.com\/avatar\/430650b8828071c3a0a7a79edaea69ae4e03ab9eb6cf83eaea0f521929e052f3?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/430650b8828071c3a0a7a79edaea69ae4e03ab9eb6cf83eaea0f521929e052f3?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/430650b8828071c3a0a7a79edaea69ae4e03ab9eb6cf83eaea0f521929e052f3?s=96&d=mm&r=g","caption":"DesignWorks"},"url":"https:\/\/imatsolutions.com\/index.php\/author\/dwaysad\/"}]}},"_links":{"self":[{"href":"https:\/\/imatsolutions.com\/index.php\/wp-json\/wp\/v2\/posts\/20879","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/imatsolutions.com\/index.php\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/imatsolutions.com\/index.php\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/imatsolutions.com\/index.php\/wp-json\/wp\/v2\/users\/8"}],"replies":[{"embeddable":true,"href":"https:\/\/imatsolutions.com\/index.php\/wp-json\/wp\/v2\/comments?post=20879"}],"version-history":[{"count":1,"href":"https:\/\/imatsolutions.com\/index.php\/wp-json\/wp\/v2\/posts\/20879\/revisions"}],"predecessor-version":[{"id":20880,"href":"https:\/\/imatsolutions.com\/index.php\/wp-json\/wp\/v2\/posts\/20879\/revisions\/20880"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/imatsolutions.com\/index.php\/wp-json\/wp\/v2\/media\/20881"}],"wp:attachment":[{"href":"https:\/\/imatsolutions.com\/index.php\/wp-json\/wp\/v2\/media?parent=20879"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/imatsolutions.com\/index.php\/wp-json\/wp\/v2\/categories?post=20879"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/imatsolutions.com\/index.php\/wp-json\/wp\/v2\/tags?post=20879"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}